12B-1 Fee
A 12-B 1 Fee is a fee that mutual funds charge to cover annual marketing and/or distributions. Considered an operational expense, all 12B-1 fees are included in the fund’s expense ratio and are very common. The fee is typically between .25 – 1%, with 1% being the max a fund can expense out.
Over time the belief that paying a 12B-1 fee was good to have has come to pass. The belief was that a fund that marketed itself would have higher returns than one that did not. This was proven wrong.
The Investment Company Act of 1940 is where the term 12B-1 fee was derived.
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