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The new rules are nothing but beneficial to the consumer. The companies are now required to notify you well in advance about rate increases, and they can't charge you as many extra fees.
As for interest rates going up, that's just part of the overall economy. Times are bad and they can't afford to lend money at such good rates anymore. Especially since they have so much trouble with customers that can't pay off their balance.
Two New Credit Card Rules Set to Take Effect (Blog)
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