Is this 25+ year money? If it is, I suggest SSO or DDM.
Zecco allows you to invest with as little as $2,500. They allow up to 40 trades per month and on those days where you want to trade, you're allowed up to 10. If it's an individual account, you'll pay nothing and an IRA account costs $30 per year. Scottrade charges $7 per trade but for long-term trading, you'll mostly be concerned with the buying transaction. Most likely, that sell trade will have a present value of under $1 if this is 25 year + money.
Because of the free trading, you could consider buying stocks that make up the Dow Jones Industrial Average and those company competitors or you could buy DIA and pay 0.2% expense ratio per year. The downside to buying all the stocks in the DJIA is that it will take three days to get the entire index for free. $3.50 extra for each trade that you exceed 10 trades per day or 40 per month. It would take 4 or 5 months to have the DJIA and four company competitors to each company index as it would be between 135-150 companies (as some companies may have competitors in the DJIA).
I also suggest SPY, DIA, QQQQ, VTI, EEM, EWJ, VGK, FEZ, VPL, MDY, VO, VBK, PZI, EWM, EWT, or EWO. Check these symbols out either at Yahoo or Google Finance or with your brokerage account (Scottrade/Zecco/Ameritrade/ETrade/Fidelity/Vanguard/T Rowe Price/TIAA Cref) The stock symbols show the name of the ETF and what it invests in; most of the ETFs I choose are index funds for the US/Europe/Japan/Pacific and emerging markets.
The more diversified you are, the more likely you will be satisfied.
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With $3,000 to $5,000, you will have to remit to Vanguard $10 per year. $3,000 to $5,000 is adequate for an ETF. You should use either Zecco or Scottrade depending on which best meets your needs. I'd suggest VGTSX or VTSMX if you choose Vanguard. Enter those into
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