Well, we all might have different ideas as to what makes a stock a good stock.
Personally, I'm an investor, as well as a trader. As an investor, I try to determine the long-term health of the company. If that's what you're asking, then I consider AFL an extremely healthy company - and have been trying to find a price to add to my position with them, but the dang thing won't slow down.
As to the specifics of a stock purchase program? Those can be a little tricky when you're an employee. Many times you cannot sell out of the stock, even if you wanted to. For healthy companies, this isn't really a big deal. When things go sour - well ...
One thing I would ask - is that if your share's in the stock purchase plan will be DRIP'd, or if your shares will be enrolled in AFL's
Dividend
Re
Investment
Program.
Since AFL participates in the DRIP program, ask them to turn the DRIP on for AFL if you'd like your dividends that this stock pays - re-invested into purchasing more
shares for free.
For example, if you had 100 shares of AFL at $61.00, and then it rises to $68.00 when the dividend of $0.24 per share is paid? Then you are issued a dividend of $24 (100 x .24)
If they allow you to have your DRIP on for your employee shares, instead of getting $24.00, you get 0.35 (
$24 worth) more stock of AFL. That way, you own 100.32 shares of stock. Then the next time the dividend is paid, you receive DRIP'd shares on 100.32 worth of shares.
It's basically a way to compound interest with stock - and is extremely profitable.