Cool way to help out the 3rd world Entrepreneur

[MDZ]

I found this site, and I wanted to pass it along to everyone here. Through the organization, individuals can loan money to people starting businesses in 3rd world countries. The site stated that so far they are averaging a 96% payback rate. So even if you don't get paid back, you can still feel really good about yourself.

Check it out, here is the link...
http://www.kiva.org/app.php

[Stocktrading101]

I was looking for information about the site, are they a non profit? I think the overall concept seems pretty cool, considering you can feel good about supporting other business ventures from 3rd world countries. As I usually am I am jsut curious as if there are any catches (not for me the donatee but as them, I wonder if they take x % of each donation...)