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Hey Steven,
Welcome to the site man, glad to hear that you like it!
I don't have all the answers to your questions, but I can tell you what I do, which might be of some help. I use a Scottrade account that I started when I was a little younger with just $500. I personally like it, but I have not really compared to other sites. I do occasional trading, but nothing like day trading where I am by the computer all day.
Hope this helps some, and look forward to seeing you around more.
Mark
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