[pbear]

Hi Brian,

I suggest you define your goals into short, medium and long term.

Once you have a written plan you can decide what might be best, as to where to begin.

However, if you are carrying debt .. as in credit card debt ..
the very first goal should be to pay that off .. not down .. off.
and any new balance must be paid in full monthly.

At 12% to 18% interest per year there is no better investment than getting rid of debt.
This includes keeping money in CD's, or a savings account at less than 2%.

Once that step is completed you can begin investing in the market.

Remember, it's not about making money, it's about keeping what you made.

Interest paid out is a silent account killer.